从2026年4月1日开始, 新加坡的新卫生计划将降低可扣除的保险, 提高共同支付上限, 并降低保险费30%。 Starting April 1, 2026, new Singapore health plans will drop deductible coverage, raise co-payment caps, and cut premiums by 30%.

从2026年4月1日开始,新加坡新的综合盾牌计划骑手将不再负担政府授权的可扣除额,每年共同支付上限将从3,000新元增至6,000新元。 Starting April 1, 2026, new Integrated Shield Plan riders in Singapore will no longer cover the government-mandated deductible, and the annual co-payment cap will rise to S$6,000 from S$3,000. 这一变化旨在遏制私人保健费用的上涨和过度使用,将使新车手更便宜30%,储蓄政策持有者每年平均为私人医院提供600新元,公共医院计划提供200新元。 This change, aimed at curbing rising private healthcare costs and overutilization, will make new riders about 30% cheaper, saving policyholders an average of S$600 annually for private hospital coverage and S$200 for public hospital plans. 现有的骑手可在2026年3月31日之前使用,在2028年4月1日之前全面过渡到新规则。 Existing riders can be used until March 31, 2026, with a full transition to the new rules by April 1, 2028. 改革遵循的数据显示,索赔频率和账单规模较高,可全额扣除的保险计划收费率更高。 The reforms follow data showing higher claim frequency and bill sizes for plans with full deductible coverage.