NPCI的BHIM应用程序现在允许用户将UPI付款权下放给受信任的与限制和控制的联系人。 NPCI's BHIM app now lets users delegate UPI payment authority to trusted contacts with limits and controls.

NPCI BHIM Services Limited已就BHIM付款应用程序启动了UPI圆圈全面代表团,允许主要用户授权信任的联系人(类似于家庭成员或工作人员)未经实时批准从他们的账户支付UPI。 NPCI BHIM Services Limited has launched UPI Circle Full Delegation on the BHIM Payments App, allowing primary users to authorize trusted contacts—like family members or staff—to make UPI payments from their account without real-time approval. 该功能规定每月最高限额为15 000第纳尔,允许批准期最长为五年,使老年人、年轻人和小企业主能够自主交易。 The feature sets a monthly limit of up to ₹15,000 and allows authorization periods of up to five years, enabling autonomous transactions for seniors, young adults, and small business owners. 二级用户不需要银行账户或 UPI ID,促进金融普惠。 Secondary users need no bank account or UPI ID, promoting financial inclusion. 更新版是BHIM App4.0.10版的一部分,其中还包括拆分开支、家庭模式、支出分析、多语种支持和经过改造的界面。 The update is part of BHIM App version 4.0.10, which also includes split expenses, family mode, spend analytics, multilingual support, and a revamped interface. 主要用户保留全面控制和实时交易可见度,确保透明度和安全。 Primary users retain full control and real-time transaction visibility, ensuring transparency and security. 这一举动通过简化基于信任的财务管理,支持印度的数字支付目标。 The move supports India’s digital payment goals by simplifying trust-based financial management.