2025年的一项联邦法律禁止保险人利用遗传信息否认保险范围或设定费率。 A 2025 federal law bans insurers from using genetic info to deny coverage or set rates.

2025年生效的一项新的联邦法律禁止健康和生命保险人利用遗传信息否认保险范围或确定保费,标志着美国遗传隐私权保护的显著扩展。 A new federal law taking effect in 2025 prohibits health and life insurers from using genetic information to deny coverage or set premiums, marking a significant expansion of genetic privacy protections in the U.S. 这项规则由卫生与公众服务部执行,旨在防止基于易患某些疾病的歧视,确保个人不能因其基因构成而受到惩罚。 The rule, enforced by the Department of Health and Human Services, aims to prevent discrimination based on predispositions to certain diseases, ensuring individuals cannot be penalized for their genetic makeup.