澳大利亚低收入退休人员在工作时面临高达60%的有效税率,丧失了数千项福利,促使人们呼吁进行改革以促进劳动力参与。 Low-income Australian retirees face up to 60% effective tax rates when working, losing thousands in benefits, prompting calls for reform to boost workforce participation.

澳大利亚的养恤金制度对返回工作的低收入退休人员规定了极高的有效税率,高达60,每年损失福利和税款超过26 000美元,收入超过45 000美元,年收入超过26 000美元,而较富有的退休人员则不受这种处罚。 Australia's pension system imposes steep effective tax rates—up to 60%—on low-income retirees who return to work, costing a $45,000 earner over $26,000 annually in lost benefits and taxes, while wealthier retirees face no such penalties. 澳大利亚国民老年人协会敦促进行改革,使工作收入免于养老金评估,目的是提高劳动力参与率,缓解保健和老年护理方面的劳动力短缺,促进退休时的尊严。 National Seniors Australia urges reform to exempt work income from pension assessments, aiming to boost workforce participation, ease labor shortages in health and aged care, and promote dignity in retirement. 尽管这种变化可能减少政府纸面养恤金支出,但长期经济和社会福利被认为超过成本。 Though such changes may reduce government pension spending on paper, long-term economic and social benefits are seen as outweighing the costs.