由于无法预测的伤害和无法评估的负债,保险人认为AI风险太大,无法承保。 Insurers deem AI too risky to cover due to unpredictable harm and unassessable liabilities.

保险人警告说,人工智能带来无法预测的风险和潜在的灾难性风险,因此目前无法承保,理由是对责任、系统失灵和未知的长期后果的关切。 Insurers warn that artificial intelligence poses such unpredictable and potentially catastrophic risks that it is currently uninsurable, citing concerns over liability, systemic failures, and unknown long-term consequences. 工业专家说,现有风险模型无法充分评估大赦国际造成广泛损害的可能性,因此难以确定保险费或保险范围。 Industry experts say existing risk models cannot adequately assess AI's potential for widespread harm, making it difficult to set premiums or coverage terms. 这种日益增长的不确定性导致主要保险人要么完全避免与大赦国际有关的风险,要么对政策施加严格的限制。 This growing uncertainty has led major insurers to either avoid AI-related risks altogether or impose strict limitations on policies.