印度NBFC到2027年将达到5000万亿卢比的资产,其中主要是车辆和房屋贷款, Indian NBFCs to hit Rs 50 lakh crore in assets by 2027, led by vehicle and home loans, with cautious growth amid rising risks.

预计到2027年3月,印度非银行金融公司(NBFCs)在管理的资产方面将达到50万卢比,每年增长18-19%,其驱动力是机动车辆融资和家庭贷款的强劲需求。 Indian non-banking financial companies (NBFCs) are projected to reach Rs 50 lakh crore in assets under management by March 2027, growing 18-19% annually, driven by strong demand in vehicle finance and home loans. 由于GST削减、溢价和旧车销售增加,预计车辆融资将增长16-17%,而家用贷款将增长12-13%,由于银行竞争和调节房地产需求而略有放缓。 Vehicle finance is expected to grow 16-17% due to GST cuts, rising premium and used car sales, while home loans will rise 12-13%, slightly slower due to bank competition and moderating real estate demand. 由于担保不良的小微企业和个人贷款的担忧日益增加, NBFC 关注谨慎,风险控制的增长. NBFCs are focusing on cautious, risk-controlled growth amid rising leverage concerns, particularly in unsecured MSME and personal loans, which face slower expansion. 在高黄金价格和正规化趋势的支撑下,黄金贷款可望业绩超过预期。 Gold loans are expected to outperform, supported by high gold prices and formalization trends.