印度将保险中的外国投资限额提高到100%,以促进部门增长。 India to raise foreign investment limit in insurance to 100% to boost sector growth.

印度政府计划在议会冬季会议期间引入《2025年保险法(修正案)法案》,目的是将保险部门的外国直接投资限额从74%提高到100%。 The Indian government plans to introduce the Insurance Laws (Amendment) Bill 2025 during the Winter Session of Parliament, aiming to raise the foreign direct investment (FDI) limit in the insurance sector from 74% to 100%. 在2025-26年联邦预算中宣布的拟议修改旨在提升保险普及率,改善营业便利,并支持“到2047年实现全民保险”的目标。 The proposed changes, announced in the Union Budget 2025-26, seek to boost insurance penetration, improve ease of doing business, and support the 'Insurance for All by 2047' goal. 该法案将修正主要法律,包括1938年《保险法》、1956年《人寿保险公司法》和1999年《IRDA法》,并采用综合许可证,减少服务不足地区的资本需求,降低外国再保险人的净拥有资金。 The bill will amend key laws, including the Insurance Act 1938, the Life Insurance Corporation Act 1956, and the IRDA Act 1999, and introduce a composite license, reduce capital requirements for underserved areas, and lower net owned funds for foreign reinsurers. 它还旨在提高业务效率,吸引稳定的外国投资,并促进该部门的竞争和创新。 It also aims to enhance operational efficiency, attract stable foreign investment, and promote competition and innovation in the sector.