Z世代青少年认为现金过时，偏好数字支付，尽管数字生活舒适，但他们仍需要更多的理财教育。 Gen Z teens see cash as outdated, favor digital payments, and need more financial education despite digital comfort.

一份新的现金申请调查发现,大多数Gen Z十几岁的人认为现金已经过时,并且将现金与冲动性开支联系起来,一半以上的人说他们使用实物钱时更有可能超支。 A new Cash App survey finds that most Gen Z teens view cash as outdated and associate it with impulsive spending, with over half saying they’re more likely to overspend when using physical money. 近三分之一的用户将现金使用者描述为“cringe”, Nearly a third describe cash users as “cringe,” highlighting a generational shift toward digital payments. 许多家长转而使用借记卡来促进财务责任,并列举了实时支出跟踪和预算编制工具等好处。 Many parents are turning to debit cards to promote financial responsibility, citing benefits like real-time spending tracking and budgeting tools. 尽管数字交易令人感到宽慰,但青少年在储蓄和长期财政规划方面仍然面临挑战,这突出表明需要继续接受金融教育。 Despite comfort with digital transactions, teens still face challenges with saving and long-term financial planning, underscoring the need for continued financial education.