超过三分之一符合资格的英国养老金领取者没有申请退休金信贷, Over 1 in 3 eligible UK pensioners aren’t claiming Pension Credit, missing out on thousands annually.

一份2023-2024年的报告显示,英格兰、苏格兰和威尔士32%的合格养恤金领取者没有申请养恤金信贷,每年损失2 500英镑以上。 A 2023-2024 report reveals that 32% of eligible pensioners in England, Scotland, and Wales are not claiming Pension Credit, missing over £2,500 annually. 索赔率随着应享权利的提高而急剧上升,有资格每周150英镑以上的人达到86%,而5英镑以下的人每周只有30%。 Claim rates rise sharply with higher entitlements, reaching 86% for those eligible for over £150 weekly but only 30% for those under £5 weekly. 苏格兰的摄入率为67%,其次是威尔士64%和英格兰63%。 Scotland leads in uptake at 67%, followed by Wales at 64% and England at 63%. 每周15英镑的临界点显示,更多的符合资格的家庭提出权利要求,而不是没有权利要求。 A tipping point at £15 weekly sees more eligible households claiming than not. 专家们指出,认识低、应用程序复杂、缺乏自动入学是关键障碍,对储蓄不多或拥有住房的养恤金领取者来说尤其如此。 Experts cite low awareness, complex applications, and lack of automatic enrollment as key barriers, especially for pensioners with modest savings or homeowners. 政府敦促符合资格的个人检查他们的状况,并申请福利,包括住房帮助、理事会税、供暖和免费电视许可证。 The government urges eligible individuals to check their status and apply for benefits that include help with housing, council tax, heating, and free TV licenses.