新的工具帮助财务顾问查明保护方面的差距,防止因疾病、受伤或工作损失造成的收入损失造成财务损害。 A new tool helps financial advisers identify protection gaps and prevent financial harm from income loss due to illness, injury, or job loss.

正确的抵押和保护网络推出了一个 " 短缺需求分析计算器 " ,帮助财务顾问评估客户的保护需求,评估承诺和酌情支付的费用。 The Right Mortgage & Protection Network has launched a Shortfall Needs Analysis Calculator to help financial advisers assess clients’ protection needs by evaluating committed and discretionary expenses. 该工具查明因疾病、受伤或失业造成的收入损失可能造成的资金短缺,通过帮助预防可预见的伤害,支持遵守《公平竞争法》规定的消费者义务。 The tool identifies potential financial shortfalls from income loss due to illness, injury, or job loss, supporting compliance with FCA Consumer Duty by helping prevent foreseeable harm. 它精简咨询程序,降低复杂性,并提供视觉辅助工具,以提高客户的理解。 It streamlines advice processes, reduces complexity, and offers visual aids to improve client understanding. 该启动活动是缩小保护差距和加强金融复原力的更广泛努力的一部分,因为医疗成本不断上升,消费者的期望不断提高。 The launch is part of broader efforts to close the protection gap and strengthen financial resilience amid rising medical costs and evolving consumer expectations.