2025年新的医疗保险津贴让美国人在护理、健身和更多人可能收回全额保费方面储蓄。 New 2025 health insurance perks let Americans save on care, fitness, and more—some may reclaim full premiums.

2025年额外医疗保险可以帮助美国人节省大量资金,包括提供预防治疗,如理疗、风科护理、按摩、儿童游泳课,每年每个孩子最多200美元,以及经医生批准与伤病康复挂钩的健身成员。 Health insurance extras in 2025 can help Americans save significantly by covering preventive care like physiotherapy, chiropractic care, and massage, as well as children’s swimming lessons up to $200 per child annually and gym memberships tied to injury recovery with doctor approval. 部分基金提供礼品券预付款项，长期保单持有人尤其在儿童即将接受正畸治疗时，可能享受忠诚奖金。 Some funds offer advance claims for gift vouchers, and long-term policyholders may benefit from loyalty bonuses, especially if children are nearing orthodontic treatment. 通过使用有效的2025年发票并在年终之前采取行动,一些人可以收回其全部保险费,从而有效地使保险免费。 By using valid 2025 invoices and acting before year-end, some individuals may reclaim their entire premium, effectively making insurance free.