大学Bancorp公司筹集了2 500万加元的优先股票和125万加元的信贷,以便为收购提供资金,争取超过20%的回报。 University Bancorp raised $25M in preferred stock and $12.5M in credit to fund acquisitions, aiming for over 20% returns.

University Bancorp完成了来自Castle Creek Capital Partners IX， LP的2500万美元股权投资，获得了第6系列优先股，年股息6%，五年后涨至12%，可转换为普通股，每股19.05美元。 University Bancorp closed a $25 million equity investment from Castle Creek Capital Partners IX, LP, receiving Series 6 preferred stock with a 6% annual dividend rising to 12% after five years, convertible into common stock at $19.05 per share. 该公司还获得了1 250万美元的一年信贷额度,利息与利率挂钩,上限为25%,下限为5%,由银行子公司留置权担保。 The company also secured a $12.5 million one-year line of credit with interest tied to the prime rate, capped at 25% and floored at 5%, secured by a lien on its bank subsidiary. 这笔资金支持四笔待购资产,以扩大银行、保险和财富管理服务,管理层预测年回报超过20%。 The funds support four pending acquisitions to expand banking, insurance, and wealth management services, with management projecting over 20% annual returns. 5年后的赎回在一定条件下是可能的,但需要联邦储备基金批准。 Redemption after five years is possible under certain conditions but requires Federal Reserve approval. 更受青睐的股本由于其不断提升的股息而可能不符合额外第一级资本的条件。 The preferred stock likely won’t qualify as Additional Tier 1 Capital due to its step-up dividend. 每年股东会议定于2025年12月17日举行。 An annual shareholder meeting is set for December 17, 2025.