Palo Alto带领美国节假日支出, 预算为4 485美元, 许多家庭负债累累, Palo Alto leads U.S. holiday spending with $4,485 budget, while many households struggle with debt and paycheck-to-paycheck living.

一个钱包Hub的研究发现,加利福尼亚州Palo Alto的2025年假日支出预算最高,为4 485美元,其中家庭平均收入接近229 000美元,储蓄强劲。 A WalletHub study finds Palo Alto, California, had the highest 2025 holiday spending budget at $4,485, fueled by a median household income near $229,000 and strong savings. 圣何塞在大城市中排名最高,为3 035美元。 San Jose ranked highest among large cities with $3,035. 对550多个城市进行的分析使用了收入、债务、储蓄和年龄数据。 The analysis of over 550 cities used income, debt, savings, and age data. 尽管预计假日销售额将超过1万亿美元,但24%的美国家庭按实薪付薪,平均信用卡债务在2025年的Q3达到10 227美元。 Despite projected holiday sales exceeding $1 trillion, 24% of U.S. households live paycheck to paycheck, and average credit card debt hit $10,227 in Q3 2025. 分析家敦促根据个别财务情况编制预算,并提出低成本的替代方案,如杂货或手工礼品,以避免负债。 Analysts urge budgeting based on individual finances and suggest low-cost alternatives like potlucks or handmade gifts to avoid debt.