自2025年11月19日起,一项新的英国税法对死亡后7年内通过养恤金福利征收40%的税。 A new UK tax law starting Nov. 19, 2025, imposes a 40% tax on pension benefits passed after death within seven years.

从2025年11月19日起,对养恤金福利征收40%的税将在联合王国生效,因为根据继承税规则,基金在死亡后转拨,与其他资产一样处理。 Starting November 19, 2025, a 40% tax on pension benefits will take effect in the UK when funds are passed on after death, treating them like other assets under inheritance tax rules. 如果个人在退出或通过后七年内死亡,可能会大大增加税单,则适用该变化。 The change applies if the individual dies within seven years of a withdrawal or passing, potentially increasing tax bills significantly. 金融专家敦促个人审查养恤金安排,征求专业人员的意见,以调整受益人、提款或调整持有额,以尽量减少纳税风险。 Financial experts urge individuals to review pension arrangements and consult professionals to adjust beneficiaries, make withdrawals, or restructure holdings to minimize tax exposure. 最新情况说明房地产规划发生了重大转变,需要及时采取行动,避免意外费用。 The update marks a major shift in estate planning, requiring timely action to avoid unexpected costs.