美国宠物保险在2025年11月平均为狗42美元,猫23美元,但州与州之间略有差异。 U.S. pet insurance averages $42 for dogs and $23 for cats in Nov 2025, with minor state-to-state variations.

截至2025年11月,美国每月平均宠物保险费用保持稳定,根据保险计划,狗的保险费为42美元,猫的保险费为23美元。 As of November 2025, average monthly pet insurance costs in the U.S. remained stable, with dogs at $42 and cats at $23, according to Insurify. 各州的这一比例变化最小,阿拉斯加和东北部以成本为主,而中西部和南部,包括阿肯色州,其比率最低。 Rates showed minimal change across states, with Alaska and the Northeast leading in cost, while the Midwest and South, including Arkansas, had the lowest rates. 保险费因宠物年龄、品种、可扣除额、报销水平和地点而异,反映了区域兽医成本差异。 Premiums vary by pet age, breed, deductible, reimbursement level, and location, reflecting regional veterinary cost differences. 来自全国10多个保险公司的数据支持了这些趋势,专家们建议采用多个报价进行准确定价。 Data from over ten insurers nationwide supports these trends, with experts recommending multiple quotes for accurate pricing.