从2025年12月1日起,联合王国银行的存款保护增加到12万英镑,以遏制通货膨胀和加强信任。 UK banks' deposit protection rises to £120,000 from Dec. 1, 2025, to combat inflation and strengthen trust.

从2025年12月1日起,英国的存款保护限额从2017年以来的85,000英镑提高到每家银行每人120,000英镑,以反映通货膨胀和增强对银行系统的信心。 The UK’s deposit protection limit is rising to £120,000 per person per bank, effective December 1, 2025, up from £85,000 since 2017, to reflect inflation and boost confidence in the banking system. 如果银行破产,金融服务补偿计划(FSCS)将自动支付这一数额。 The Financial Services Compensation Scheme (FSCS) will cover up to this amount automatically if a bank fails. 临时高额余额,例如来自家庭销售的余额,将在六个月内最多保护140万英镑。 Temporary high balances, like those from home sales, will be protected up to £1.4 million for six months. 这项修改由审慎管理管理局批准,是八年来首次增加的,是经过协商和经济数据之后作出的。 The change, approved by the Prudential Regulation Authority, is the first increase in eight years and follows consultation and economic data.