建议签署Visa-Mastercard零售商协议, 降低刷卡费用,降低价格, 但可能减少卡的选择. A proposed Visa-Mastercard-retailer deal could cut swipe fees, lowering prices but possibly reducing card choice.

签证、总卡和主要零售商之间的拟议解决办法可以降低手续费——每笔信用卡交易平均2.35%的收费商家付费——这有可能降低消费者的价格。 A proposed settlement between Visa, Mastercard, and major retailers could reduce swipe fees—the average 2.35% charge merchants pay per credit card transaction—potentially leading to lower prices for consumers. 2024年,一个100美元采购成本商人的收费为2.35美元。 In 2024, a $100 purchase cost merchants $2.35 in fees. 这笔交易旨在降低这些费用,节省零售商的资金,并可能降低结账价格。 The deal aims to lower these costs, saving retailers money and possibly reducing prices at checkout. 但是,它也可能限制消费者的付款选择,减少对卡片发行人提供多种或溢价卡的奖励,从而可能影响选择和创新。 However, it may also limit consumer payment options by reducing incentives for card issuers to offer diverse or premium cards, potentially affecting choice and innovation. 其结果取决于监管的批准和实施。 The outcome depends on regulatory approval and implementation.