联合王国储蓄者因滥用终身《国内审计准则》而支付102亿英镑的罚款,其中多数是因无资格退出《国内审计准则》而支付。 UK savers paid £102M in penalties for misusing Lifetime ISAs, mostly for non-qualifying withdrawals.

在2024-25税务年度,HMRC从129200名英国终身ISA储户收取了1.02亿英的罚款,这些储户因不符合条件的原因撤出资金,高于前一年的7.5亿英. In the 2024-25 tax year, HMRC collected £102 million in penalties from 129,200 UK Lifetime ISA savers who withdrew funds for non-qualifying reasons, up from £75 million the previous year. 25%的罚款——相当于损失政府奖金和个人捐款的一部分——平均每人790英镑,有些人的罚款超过13 500英镑。 The 25% penalty—equal to losing both the government bonus and part of personal contributions—averaged £790 per person, with some facing fines over £13,500. 该计划旨在购买不到450 000英镑或退休的首家住房,在用于住房的160万个活跃账户中,只有87 000个账户用于住房,而许多账户因超过价格上限或提前退出而受到惩罚。 The scheme, designed for first-home purchases under £450,000 or retirement, saw only 87,000 of 1.6 million active accounts used for homes, while many were penalized for exceeding the price cap or withdrawing early.