购买即付即付即付即付后服务正在猛增,引起对债务、信用风险和缺乏监管的警钟。
Buy-now-pay-later services are surging, raising alarms over debt, credit risk, and lack of regulation.
“先买后付”服务正在迅速增长,这引发了金融专家对消费者债务、信用风险以及监管缺失的担忧。
Buy now, pay later services are growing rapidly, raising concerns among financial experts about consumer debt, credit risk, and lack of regulation.
受欢迎程度的提高,特别是年轻顾客的受欢迎程度的提高,导致在没有传统信用检查的情况下借贷增加,可能使用户面临财政压力。
The surge in popularity, especially among younger shoppers, has led to increased borrowing without traditional credit checks, potentially exposing users to financial strain.
行业监督者警告说,如果没有监督,法国国家巴黎银行可能会助长更广泛的经济不稳定。
Industry watchdogs warn that without oversight, BNPL could contribute to broader economic instability.