由于较高的利率和未调整的税限,超过110万联合王国养恤金领取者在2025-26年将欠储蓄税。 Over 1.1 million UK pensioners will owe tax on savings in 2025-26 due to higher interest rates and unadjusted tax thresholds.

预计2025-26年将有110多万英国养恤金领取者欠储蓄利息税,比2022-23年的两倍多,原因是利率上升和税收限额被冻结。 Over 1.1 million UK pensioners are expected to owe tax on savings interest in 2025-26, more than double the 2022-23 figure, driven by rising interest rates and frozen tax thresholds. 在对储蓄收入征税的264万人中,将近一半是国家养恤金领取者,8万多人的养恤金比率最高,达到45%。 Nearly half of the 2.64 million people paying tax on savings income are state pensioners, with over 80,000 facing the top 45% rate. 增加的原因是退休人员在经济不稳定和不按通货膨胀调整的个人储蓄津贴不变的情况下转向现金储蓄。 The increase stems from retirees shifting to cash savings amid economic uncertainty and unchanged personal savings allowances, which are not adjusted for inflation. 虽然2025年秋季预算没有确认所得税上涨,但改变如何对储蓄收入征税仍可能增加负债。 While no income tax rise has been confirmed for the 2025 Autumn Budget, changes to how savings income is taxed could still raise liabilities.