查谟和克什米尔有 172 万个无人认领的银行账户，价值 46.579 亿卢比，印度储备银行为期两年的激励计划和帮助人们领取资金的宣传营。 Jammu and Kashmir has 17.2 lakh unclaimed bank accounts worth ₹465.79 crore, with a two-year RBI incentive scheme and awareness camps helping people claim funds.

据RBI称,查谟和克什米尔拥有17.2万卢比以上未申报的银行账户,价值465.79卢比,查谟区持有294 676个账户,价值107.27卢比。 Jammu and Kashmir has over 17.2 lakh unclaimed bank accounts worth Rs 465.79 crore, according to the RBI, with Jammu district holding 294,676 accounts valued at Rs 107.27 crore. RBI启动了一项为期两年的奖励计划,向银行提供高达账户余额7.5%的银行或25 000卢比(以较低者为准)重新开立不营业账户或结清未申报存款。 The RBI has launched a two-year incentive scheme offering banks up to 7.5% of an account’s balance or Rs 25,000—whichever is lower—to reactivate inoperative accounts or settle unclaimed deposits. 查谟和斯利那加的大型宣传和定居营地，包括银行、保险公司、养老基金和共同基金，正在帮助公民当场申领资金，并计划建立更多营地，以确保及时追回无人认领的资产。 Mega awareness and settlement camps in Jammu and Srinagar, involving banks, insurers, pension funds, and mutual funds, are helping citizens claim funds on the spot, with more camps planned to ensure timely recovery of unclaimed assets.