国税局提高了2026年的退休金缴款限额,50岁以上者最高为401(k),最高为24 500美元,共计32 500美元。 The IRS raises 2026 retirement contribution limits, with 401(k) max at $24,500 and $32,500 total for those 50+.

IRS提高了2026年的退休缴款限额,将401(k)、403(b)、大多数457和 Thrift储蓄计划限额从23 500美元提高到24 500美元。 The IRS has raised retirement contribution limits for 2026, increasing the 401(k), 403(b), most 457, and Thrift Savings Plan limit to $24,500 from $23,500. 年龄在50岁及以上的工人可以贡献高达8,000美元的补贴, 总共为32,500美元, 60岁至63岁的工人可以在SECURE 2.0下获得更高的11,250美元补贴. Workers aged 50 and older can contribute up to $8,000 in catch-up contributions, allowing a total of $32,500, with those aged 60 to 63 eligible for a higher $11,250 catch-up under SECURE 2.0. IRA限额提升至7500美元，50岁及以上者需补缴1100美元。 IRA limits rise to $7,500, with a $1,100 catch-up for those 50 and older. IRA扣除、Roth IRA资格和储蓄者信用的收入门槛也已根据通胀调整。 Income thresholds for IRA deductions, Roth IRA eligibility, and the Saver’s Credit have also been adjusted for inflation.