Cash App正在启动Ambot(Moneybot)这个AI聊天室, 将储蓄和投资等金融任务自动化, Cash App is launching Moneybot, an AI chatbot that automates financial tasks like saving and investing based on user spending.

现金应用程序将在今年冬天推出Moneybot, 这是一个由人工智能驱动的聊天机器人, Cash App is launching Moneybot this winter, an AI-powered chatbot that uses “agentic” technology to analyze users’ spending habits and take direct financial actions—like creating savings plans, buying stocks or Bitcoin, or suggesting spending cuts—after simple user approval. 与传统的银行聊天员不同,货币兑换员在一个单一的应用界面内运作,提供实时、个性化的财务见解和基于交易数据的自动建议。 Unlike traditional bank chatbots, Moneybot operates within a single app interface, offering real-time, personalized financial insights and automated recommendations based on transaction data. 它的目标是成为用户与应用程序互动的主要方式, 虽然它目前不会提供贷款或投资咨询。 It aims to become the primary way users interact with the app, though it won’t currently offer loans or investment advice. 虽然现金应用程序强调用户控制和数据安全,但对隐私、责任和潜在滥用的关切依然存在,因为代理AI扩展到金融服务。 While Cash App emphasizes user control and data security, concerns remain over privacy, liability, and potential misuse as agentic AI expands into financial services.