联合王国的汽车保险费在2025年3月下降到551英镑,这是连续第三次下降,尽管索赔和盗窃费用高昂。 UK car insurance premiums fell to £551 in Q3 2025, the third consecutive drop, despite high claims and theft costs.

2025年7月至9月,英国机动车保险费平均为551英镑,比上季度下降13英镑,比前一年低56英镑,根据英国保险人协会的统计,这标志着第三个季度直线下降。 UK motor insurance premiums averaged £551 in July–September 2025, a £13 drop from the prior quarter and £56 lower than a year earlier, marking the third straight quarterly decline, according to the Association of British Insurers. 这些数据以近2 800万项政策为依据,反映了实际支付的价格,而不是报价。 The data, based on nearly 28 million policies, reflects actual prices paid, not quotes. 尽管下降,保险公司支付索赔30亿英镑,维修费用由复杂的车辆技术驱动,占付款额的64%。 Despite the drop, insurers paid £3 billion in claims, with repair costs—driven by complex vehicle technology—making up 64% of payouts. 盗窃索赔总额为1.42亿英镑,由现代汽车中高价值部件所支撑。 Theft claims totaled £142 million, fueled by high-value components in modern cars. ABI警告生活费用压力仍然很高,并敦促驱动者通过更高的超额、更好的安全性、远程信息学或报价比较来探索节约。 The ABI warns cost-of-living pressures remain high and urges drivers to explore savings through higher excess, better security, telematics, or quote comparisons.