新西兰合作银行将住房贷款利率削减至全国最低的5.3%, New Zealand’s Co-Operative Bank cuts home loan rate to 5.3%—lowest in country—after full pass-through of 3% OCR cut.

新西兰合作银行是唯一将官方现金利率完全降低3%的放贷者, New Zealand’s Co-Operative Bank is the only lender to pass on the full 3% reduction in the Official Cash Rate to floating home loan customers, cutting its rate to 5.3%—the lowest in the country. 银行、客户拥有的银行和认证为B公司说,其他银行拒绝削减利率,可能使借款人每年花费超过1亿美元。 The bank, customer-owned and certified as a B Corp, says other banks have held back on rate cuts, potentially costing borrowers over $100 million annually. 随着另外一次OCR审查的临近,银行敦促消费者重新评估其抵押贷款,强调其对通过利润分享回扣实现公平和成员利益的承诺。 With another OCR review approaching, the bank urges consumers to reassess their mortgages, highlighting its commitment to fairness and member benefits through profit-sharing rebates. 它已连续四年获得消费者人民选择奖。 It has won the Consumer People’s Choice Award for four consecutive years.