监察员发现她对受损物品撒谎,导致取消保单后,新西兰妇女的一项防洪保险索赔被拒绝。
A New Zealand woman’s flood insurance claim was denied after the ombudsman found she lied about damaged items, leading to policy cancellation.
在保险和金融服务监察员发现她对受损物品作了虚假陈述,包括将存放在设施中的家具列入清单后,新西兰妇女的一项防洪保险索赔被驳回。
A New Zealand woman's flood insurance claim was denied after the Insurance & Financial Services Ombudsman found she made false statements about damaged items, including listing furniture stored at a facility.
监察员裁定她未能核实细节构成鲁莽行为,维持保险公司驳回索赔要求并取消其政策的决定。
The ombudsman ruled her failure to verify details constituted reckless behavior, upholding the insurer’s decision to reject the claim and cancel her policy.
该案突出说明了索赔中存在不诚实的风险,特别是在洪水事件不断上升的情况下,并强调指出,不准确的信息可能导致索赔被否定和长期保险没有资格。
The case highlights the risks of dishonesty in claims, especially amid rising flood events, and emphasizes that inaccurate information can lead to denied claims and long-term insurance ineligibility.