Kasikornbank正在利用AI和更严格的贷款来打击泰国的欺诈和缓慢增长。 Kasikornbank is using AI and stricter lending to fight fraud and slow growth in Thailand.

2025年11月13日, 泰国第二大放款人Kattiya Indaravijaya首席执行官Kattiya Indaravijaya表示, 泰国第二大放贷人Kasirnbank正在利用人工智能和更严格的贷款标准来应对经济减速和不断上升的欺诈风险。 Kasikornbank, Thailand’s second-largest lender, is using artificial intelligence and tighter lending standards to combat economic slowdowns and rising fraud risks, CEO Kattiya Indaravijaya said on November 13, 2025. 银行正在部署人工智能,以加快信贷审批和改进风险管理,目的是在两年内大幅度提高生产率。 The bank is deploying AI to speed up credit approvals and improve risk management, aiming for significant productivity gains within two years. 在增长疲软、来自美国关税的出口压力、旅游业下降以及家庭债务高企的情况下,Kasikornbank加强了信贷政策,重点是固定借款人,并减少了不良贷款。 Amid weak growth, export pressures from U.S. tariffs, declining tourism, and high household debt, Kasikornbank has strengthened credit policies, focusing on established borrowers and reducing non-performing loans. 银行虽然对Fintech伙伴关系持开放态度,但并不进行收购,除非它们与战略目标和交付价值相一致。 While open to fintech partnerships, the bank is not pursuing acquisitions unless they align with strategic goals and deliver value.