通过生物识别和代币化,万事达卡将在2027年之前在亚太地区扩大无密码和无号码结账,以打击欺诈和促进数字销售. Mastercard expands password- and number-free checkout with biometrics and tokenization across Asia Pacific by 2027 to fight fraud and boost digital sales.

Mastercard正在整个亚太区域扩展其无密码、无号码结账系统,目标是到2030年全面采用。 Mastercard is expanding its password-free, number-free checkout system across Asia Pacific, targeting full adoption by 2030. 该倡议以印度的成功为基础,将在2027年之前在新加坡、马来西亚和越南推出生物鉴别认证和象征性化,以打击不断上升的无牌欺诈行为,减少结账摩擦。 The initiative, building on India’s success, will roll out biometric authentication and tokenization in Singapore, Malaysia, and Vietnam by 2027 to combat rising card-not-present fraud and reduce checkout friction. 这一举动支持东南亚不断增长的数字经济,预计到2028年将达到3 250亿美元,其中94%是电子商务交易数字。 The move supports Southeast Asia’s growing digital economy, projected to reach $325 billion by 2028 with 94% of e-commerce transactions digital. 早期结果显示,象征性化将批准率提高6%,每月额外销售超过20亿美元。 Early results show tokenization boosts approval rates by up to 6% and drives over $2 billion in additional monthly sales. 这项工作涉及与银行、商家和技术公司建立伙伴关系,利用 " 点击付费 " 和实用生物鉴别技术实现安全、无缝付款标准化。 The effort involves partnerships with banks, merchants, and tech firms to standardize secure, seamless payments using Click to Pay and on-device biometrics.