澳洲平均房屋贷款创下661 520美元创纪录, Australia’s average home loan hit a record $661,520 driven by strong demand and limited supply.

2025年11月,澳大利亚的平均住房贷款达到661 520美元,超过了房价增长的速度,并将许多首次购房者推向租房,特别是在维多利亚州和新南威尔士州。 In November 2025, Australia’s average home loan reached $661,520, outpacing home price growth and pushing many first-time buyers toward rentvesting, particularly in Victoria and NSW. 由于政府扩大了5%的存款计划和削减了利率,需求不断上升,促使低价住房增长加快。 Rising demand, fueled by the government’s expanded 5% deposit scheme and rate cuts, has driven faster growth in lower-priced homes. 9月季度投资者贷款猛增34%,更多借款人选择可变利率。 Investor loans jumped 34% in the September quarter, with more borrowers opting for variable rates. 非洲区域局警告说,价格持续上涨可能会刺激通货膨胀和金融风险,而供应有限和严格监管则限制了负担能力。 The RBA warned that continued price increases could spur inflation and financial risks, while limited supply and strict regulations constrain affordability.