美国金融集团在保险市场动荡的情况下公布了强劲的业绩，保持了较低的综合比率和创纪录的准备金。 American Financial Group posts strong results amid volatile insurance market, maintaining low combined ratios and record reserves.

美国金融集团报告称，在专业保险和战略风险管理方面的专业知识的推动下，过去一年的承保业绩强劲，综合比率为 91.2%，连续 12 年保持在 94% 以下。 American Financial Group reported strong underwriting performance with a 91.2% combined ratio for the past year, maintaining sub-94% ratios for 12 consecutive years, driven by expertise in specialty insurance and strategic risk management. 2024-25年,全球P&I保险市场面临高度波动,索偿额猛增21 % , 达到37.3亿美元,推高了近110%的总合比率,但5%的强劲投资回报产生了3.13亿美元的盈余,创下了59.4亿美元的无准备金纪录。 The global P&I insurance market faced heightened volatility in 2024–25, with a 21% surge in claims to $3.73 billion, pushing combined ratios near 110%, yet strong investment returns of 5% generated a $313 million surplus and record free reserves of $5.94 billion. Gallagher预测,2026年的更新率将增长5%至7.5%,挑战来自巨额索偿、再保险成本上升和新建筑,而俱乐部业绩则各不相同,多样化仍然是关键。 Gallagher forecasts 2026 renewal rate increases of 5% to 7.5%, with challenges from large claims, rising reinsurance costs, and newbuildings, while club performance varied, and diversification remains key.