Visa 和 Mastercard 接近结算，以降低费用并让商家拒绝高费用信用卡。 Visa and Mastercard near settlement to lower fees and let merchants reject high-fee credit cards.

签证和总卡正在接近与商人达成和解,从而可以随着时间的推移将信用卡交换费减少约0.1%,并使零售商能够拒绝高价信用卡,特别是溢价奖卡。 Visa and Mastercard are nearing a settlement with merchants that could reduce credit card interchange fees by about 0.1 percentage points over time and allow retailers to reject high-fee credit cards, particularly premium rewards cards. 由《华尔街日报》报告的这项拟议协定将减轻长期存在的规则,这些规则要求商人接受所有卡片,如果他们接受卡片,则给予企业对付款选择的更多控制权。 The proposed agreement, reported by The Wall Street Journal, would ease long-standing rules requiring merchants to accept all cards if they accept one, giving businesses more control over payment options. 协议旨在解决可追溯到2005年的法律争端,并随后达成300亿美元的先前解决办法。 The deal aims to resolve a legal dispute dating back to 2005 and follows a prior $30 billion settlement. 虽然细节仍在谈判之中,但这一变化可能降低零售商的成本,并改变支付行业的做法。 While details remain under negotiation, the change could lower costs for retailers and reshape payment industry practices.