在加拿大北部,由于偏远地区重建费用高,而不仅仅是野火,房主的保险费翻了一番。 Homeowner insurance premiums in Northern Canada are doubling due to high remote-area rebuilding costs, not just wildfires.

加拿大北部,包括Yellowknife和南奴隶地区,房主保险费正在上涨,主要原因是偏远地点的重建费用高昂,这些挑战如熟练劳动力稀缺、材料昂贵、生活费用上涨——而不仅仅是野火风险。 Homeowner insurance premiums in Northern Canada, including Yellowknife and the South Slave region, are rising primarily due to high rebuilding costs from remote location challenges like scarce skilled labor, expensive materials, and elevated living expenses—not wildfire risk alone. 保险是根据重置成本定价的,导致大幅度上涨,尽管典型的年通货膨胀率调整为4%至6%,但有些保险费却翻了一番。 Insurance is priced based on replacement cost, driving significant increases, with some premiums doubling despite typical annual inflation adjustments of 4% to 6%. 虽然有些保险商引用野火的说法,但专家说这起作用不大。 While some insurers cite wildfires, experts say this plays a minor role. 诸如接近消防服务、家庭年龄和材料等因素也影响到消防率。 Factors like proximity to fire services, home age, and materials also influence rates. 专家建议房主比较政策,因为费率差异很大,一些地区的覆盖范围有限。 Experts advise homeowners to compare policies, as rates vary widely and some areas face limited coverage options.