英国家庭敦促审查保险情况,以避免由于保险覆盖面不足而造成意外费用。 UK households urged to review insurance to avoid unexpected costs due to inadequate coverage.

专家警告说,基本保险往往缺乏基本保护,因此,联合王国的家庭被敦促在可能出现意外账单之前审查保险政策。 UK households are being urged to review insurance policies ahead of potential unexpected bills, as experts warn that basic coverage often lacks essential protections. 主要关切包括分类覆盖,其中可能不包括“带我回家”服务、对意外损坏或盗窃的有限家庭保险,以及诸如欧洲保险或现场援助等缺失的附加部分。 Key concerns include breakdown cover that may not include “get me home” services, limited home insurance for accidental damage or theft, and missing add-ons like European cover or on-the-road assistance. 建议消费者避免降低过量,除非他们能够支付得起,并考虑采取全面政策,尽管费用较高,因为这样做可以防止大笔自费开支。 Consumers are advised to avoid lowering excesses unless they can afford them, and to consider comprehensive policies despite higher costs, as they can prevent major out-of-pocket expenses. 建议阅读政策细节和客户审查,以确保真正保护。 Reading policy details and customer reviews is recommended to ensure real protection.