自2025年11月7日起,NS&I在政府支持下将储蓄债券利率提高到4.20%。 NS&I raised savings bond rates to up to 4.20% as of Nov. 7, 2025, with government backing.

NSS&I提高了英国储蓄债券的利率,从2025年11月7日起,一年期债券提供4.20%的AER,两年期债券为4.10%,三年期债券为4.16%,五年期债券为4.15%。 NS&I has raised interest rates on its British Savings Bonds, with one-year bonds now offering 4.20% AER, two-year at 4.10%, three-year at 4.16%, and five-year at 4.15%, effective November 7, 2025. 这些增加适用于新的和成熟的客户,并得到100%的政府保证的支持。 The increases apply to both new and maturing customers and are backed by a 100% government guarantee. 虽然利率具有竞争力,但专家指出,其他地方,特别是通过在线银行,回报可能更好。 While the rates are competitive, experts note better returns may be available elsewhere, especially through online banks. 随着NS&I力求在对未来削减利率的预期中实现筹资目标,这项举措就随之而来。 The move comes as NS&I aims to meet financing targets amid expectations of future rate cuts. 同时,Premium Bonds奖金率仍保持在3.6%,没有增加的迹象。 Meanwhile, the Premium Bonds prize rate remains at 3.6%, with no indication of an increase.