2025年ACA市场开张,保险费上涨,补贴转移,药物成本上升。 
2025 ACA marketplace opens with higher premiums, shifting subsidies, and rising drug costs.
《可负担照护法案》市场于2025年开放,促使数百万美国人在保险费和补贴不断上涨的情况下选择健康保险。 The Affordable Care Act marketplace opened for 2025, prompting millions of Americans to choose health insurance amid rising premiums and shifting subsidies. 据KFF的Cynthia Cox指出,处方药价格不断上涨、医疗通货膨胀以及联邦补贴计算的变化正在抬高市场和雇主赞助计划的成本。 According to Cynthia Cox of KFF, increasing prescription drug prices, medical inflation, and changes in federal subsidy calculations are driving up costs for both marketplace and employer-sponsored plans. 虽然扩大的补贴有助于低收入家庭,但不同的收入门槛和计划设计造成了不确定性。 While expanded subsidies help lower-income families, varying income thresholds and plan designs create uncertainty. 专家敦促消费者仔细比较各种选择,考虑财政援助,并审查药物配方,以管理不断上升的保健费用。 Experts urge consumers to carefully compare options, consider financial aid, and review drug formularies to manage rising healthcare expenses.
