如果由于关于供暖和锅炉时代的严格政策规则,热量关闭或温度下降过低,联合王国的家庭保险可以拒绝索赔。 UK home insurance may deny claims if heat is turned off or temperatures drop too low, due to strict policy rules on heating and boiler age.

降低冬季取暖费用的家庭如果完全切断热量或未能保持最低温度,可能会面临保险失效的风险,因为联合王国的许多政策现在要求持续取暖,即使在短期缺勤期间也是如此,以防止冷冻管道。 Households cutting winter heating costs may risk invalidating insurance if they turn off heat completely or fail to maintain minimum temperatures, as many UK policies now require consistent heating—even during short absences—to prevent frozen pipes. 超过三分之一的锅炉保险计划排除了10至15岁单位的保险范围,有些限制9岁以下锅炉的合格性,83%的保险计划包括排除期(通常为14天),而索赔要求没有得到满足。 Over a third of boiler insurance plans exclude coverage for units older than 10 to 15 years, some limiting eligibility to boilers under nine years, and 83% include exclusion periods—typically 14 days—during which claims aren’t honored. 大多数政策都需要30天的运行期和最近维修的证明,只有一半提供更换锅炉的覆盖率。 Most policies require a 30-day active period and proof of recent servicing, with only half offering replacement boiler coverage. 专家敦促检查政策条款,使用智能自动调温器防冻设置,并定期维护锅炉,以确保保护。 Experts urge checking policy terms, using smart thermostat anti-frost settings, and maintaining regular boiler maintenance to ensure protection.