2025年,美国大多数城市的房价在Q3上涨,但首次购买者仍难以负担得起。 Home prices rose in most U.S. cities in Q3 2025, but affordability remains tough for first-time buyers.

2025年,77%的美国大都会地区房价上涨,中位增长为1.7%,达到426 800美元,以东北和中西部为首。 In Q3 2025, home prices rose in 77% of U.S. metropolitan areas, with a median increase of 1.7% to $426,800, led by the Northeast and Midwest. Trenton, Lansing, 和拿骚 - 福福福克 的收益超过9%。 Trenton, Lansing, and Nassau-Suffolk saw gains above 9%. 尽管价格有所增长,但由于利率降低,国家抵押贷款支付中位数降至2 187美元。 Despite price gains, the national median mortgage payment fell to $2,187 due to lower interest rates. 南方的增长微乎其微,有些下降,其原因是建筑业和就业增长增加,NAR视其为临时性的。 The South saw minimal growth and some declines, attributed to increased construction and job growth, which NAR views as temporary. 第一次买家仍面临负担能力挑战,将37.4%的收入用于住房,其份额降至21%这一历史最低点。 First-time buyers still faced affordability challenges, spending 37.4% of income on housing, with their share dropping to a record low of 21%.