国家银行因贷款违约增加、削减化石燃料贷款以及尽管利润下降却提高股息而造成833M美元信用损失。 NAB posted an $833M credit loss due to rising loan defaults, cut fossil fuel lending, and raised dividends despite a profit drop.

澳大利亚国家澳洲银行(National Australia Bank)在2024/25年的结果中报告了8.33亿美元的信用减值费用,比上一年增加了14.4%,其驱动因素是商业贷款违约现象不断增加,特别是在公司客户和新西兰。 Australia’s National Australia Bank reported an $833 million credit impairment charge in its 2024/25 results, a 14.4% rise from the prior year, driven by increasing business loan defaults, especially among corporate clients and in New Zealand. 不良贷款利率从1.39%上升到1.55%,其中两个大型农业综合企业客户为这一增长做出了贡献。 The non-performing loan rate rose to 1.55% from 1.39%, with two large agribusiness customers contributing to the increase. 尽管现金收入下降0.2%,法定净利润下降2.9%,但基本利润上升了1%。 Despite a 0.2% decline in cash earnings and a 2.9% drop in statutory net profit, underlying profit rose 1%. CEO Andrew Irvine说,在经济条件改善的情况下,业绩与期望一致。 CEO Andrew Irvine said performance aligns with expectations amid improving economic conditions. 环保局还宣布,由于气候过渡计划薄弱,将不再向16%的化石燃料客户贷款,这一举动受到环境团体的赞扬。 NAB also announced it will no longer lend to 16% of its fossil fuel clients due to weak climate transition plans, a move praised by environmental groups. 该银行宣布了每股85美分的最后红利,使全年付款额比去年略有增加,达到1.7美元。 The bank declared a final dividend of 85 cents per share, bringing the full-year payout to $1.70, up slightly from last year. 其股份在新闻中下跌3.5%,但这一年仍上升9.5%。 Its shares dipped 3.5% on the news but remained up 9.5% for the year.