超过115 000名新西兰人从KiwiSaver撤回3B美元购买房屋,每套平均为43K美元。
Over 115,000 New Zealanders withdrew $3B from KiwiSaver to buy homes, averaging $43K each.
超过115 000名新西兰人从ANZZZs KiwiSave计划提取了30多亿美元购买他们的第一个住房,平均提款额为43 000美元,大多数借款人不到45岁。
Over 115,000 New Zealanders have withdrawn more than $3 billion from ANZ’s KiwiSaver schemes to buy their first home, with average withdrawals of $43,000 and most borrowers under 45.
9月,头回家的提款达到2.341亿美元,比上一年的1.768亿美元有所增加。
In September, first-home withdrawals reached $234.1 million, up from $176.8 million the prior year.
虽然一些经济学家认为KiwiSave刺激了需求,略微抬高了价格,但其他经济学家则说,与住房供应和利率等更广泛的因素相比,它的影响微乎其微。
While some economists believe KiwiSaver has boosted demand and slightly lifted prices, others say its impact is minimal compared to broader factors like housing supply and interest rates.
专家同意该方案有助于改善储蓄纪律和买家预算,但告诫使用家庭基金可以减少退休储蓄。
Experts agree the program helps improve savings discipline and buyer budgets, but caution that using funds for homes can reduce retirement savings.
AnZ报告第一屋贷款增加, 并推出新的计算器, 帮助成员在退出后管理储蓄。
ANZ reports rising first-home loans and has launched a new calculator to help members manage savings post-withdrawal.