加拿大2025年削减预算转帐费,提振金融技术,到2027年启动开放银行业务。 Canada's 2025 budget cuts transfer fees, boosts fintech, and launches open banking by 2027.

2025年加拿大联邦预算引入了重大金融改革,包括取消平均150美元的投资转让费和注册账户,以促进竞争和支持金融技术的增长。 The 2025 Canadian federal budget introduces major financial reforms, including eliminating $150 average fees for transferring investment and registered accounts to boost competition and support fintech growth. 政府正在推进一个开放的银行框架,将监督权移交给加拿大银行,2027年中期推出,使数据能够安全共享,并通过第三方应用程序付款。 The government is advancing an open banking framework, transferring oversight to the Bank of Canada with a mid-2027 rollout, enabling secure data sharing and payments via third-party apps. 立即获得支票存款增加到150美元,搁置期缩短,对Interac电子转账和自动取款机的费用将进行审查。 Immediate access to cheque deposits increases to $150, hold periods are reduced, and fees for Interac e-transfers and ATMs will be reviewed. 新的立法将规范稳定币,要求储备和风险控制,而Real-Time铁路基础设施在2026年发射时仍如期运行。 New legislation will regulate stablecoins, requiring reserves and risk controls, while Real-Time Rail infrastructure remains on track for 2026 launch. 其他变化包括针对多国保险人的税务改革、扩大数据流动权以及更新信用社和金融机构所有权规则。 Additional changes include tax reforms targeting multinational insurers, expanded data mobility rights, and updated rules for credit unions and financial institution ownership.