由于通货膨胀和美联储的政策,2025年11月的抵押贷款利率居高不下,敦促借款人比较报价。 Mortgage rates stay high in Nov. 2025 due to inflation and Fed policy, urging borrowers to compare offers.

截至2025年11月4日,美国多个州的抵押贷款和再融资利率保持相对稳定,但与历史平均水平相比有所提高,受到通货膨胀、美联储政策和区域市场条件的影响。 As of November 4, 2025, mortgage and refinance rates across multiple U.S. states remain relatively stable but elevated compared to historical averages, influenced by inflation, Federal Reserve policies, and regional market conditions. 建议购房者和房主比较多个放款人的报价,核对信用评分,并在融资或再融资时考虑贷款条件、首期付款和长期金融目标。 Homebuyers and homeowners are advised to compare offers from multiple lenders, check credit scores, and consider loan terms, down payments, and long-term financial goals when financing or refinancing. 虽然具体利率因地点、信誉和贷款类型而异,但专家们强调,在目前经济不稳定的情况下,必须购物和以有利条件锁定。 While specific rates vary by location, creditworthiness, and loan type, experts emphasize the importance of shopping around and locking in favorable terms amid ongoing economic uncertainty.