印度消费者贷款在2025年节庆期间猛增27%, Indian consumer loans surged 27% during 2025 festivals, driven by tax reforms and rising spending on premium goods.

Bajaj Finance报告说,在印度2025年的节庆季节,消费者贷款付款年同比增长27%,贷款价值增长29%,发放了63万马克贷款,新增了23万马克客户,其中包括52%的首次信贷用户。 Bajaj Finance reported a 27% year-on-year increase in consumer loan disbursements and a 29% rise in loan value during India’s 2025 festive season, with 63 lakh loans issued and 23 lakh new customers, including 52% first-time credit users. 由提高购买力的政府税收改革所推动的这一激增,出现了转向溢价产品的转变,71%的受资助的电视机为40英寸或40英寸以上。 The surge, driven by government tax reforms that boosted purchasing power, saw a shift toward premium products, with 71% of financed TVs being 40 inches or larger. 电子产品方面较低的GST将平均贷款规模缩小6%,但优质商品支出却上升,反映出中低收入家庭的信心日益增强。 Lower GST on electronics reduced average loan sizes by 6%, yet spending on quality goods rose, reflecting growing confidence among middle- and lower-income households.