英国汇丰银行将总理客户的按揭贷款至收入的最高额提高到6.5x,提高了高收入者的借贷能力。 HSBC UK raises max mortgage loan-to-income for Premier customers to 6.5x, boosting borrowing power for high earners.

英国汇丰银行将其最高抵押贷款收入比率提高到6.5倍,使主要账户持有人的年收入为6.5倍,从5.0倍增至5.5倍,使较高收入者能够借更多钱——75 000英镑的挣钱人最多可借488 000英镑,100 000英镑的挣钱人最多可借650,000英镑。 HSBC UK has raised its maximum mortgage loan-to-income ratio to 6.5 times annual income for Premier account holders, up from 5.0 to 5.5 times, allowing higher earners to borrow more—up to £488,000 for a £75,000 earner and £650,000 for a £100,000 earner. 资格要求最低收入100 000英镑或汇丰银行储蓄/投资100 000英镑,外加10%的存款。 Eligibility requires a minimum £100,000 income or £100,000 in HSBC savings/investments, plus a 10% deposit. 这一变化于10月3日生效,反映了对总理客户金融复原力的信心,目的是在更灵活的借贷环境中提高市场份额。 The change, effective October 3, reflects confidence in Premier customers’ financial resilience and aims to boost market share amid a more flexible lending environment. 与此同时,全国建设协会通过经纪人向首次买主提供只收利息的抵押贷款,要求有收入门槛和经核准的还款计划。 Meanwhile, Nationwide Building Society expanded interest-only mortgages to first-time buyers through brokers, requiring income thresholds and approved repayment plans. 工业专家注意到,转变表明贷款人越来越有胃口,尽管需求可能受到即将到来的税收政策变化的影响。 Industry experts note the shifts signal growing lender appetite, though demand may be affected by upcoming tax policy changes.