Westpac公司由于高抵押利率而损失了区域客户,在2024/25年将其主要银行份额减少到15.4%,尽管有69亿美元的利润。 Westpac lost regional customers due to high mortgage rates, cutting its primary bank share to 15.4% in 2024/25 despite a $6.9 billion profit.

Westpac承认其区域品牌——St George Bank、BankSA和墨尔本银行——失去了客户,因为业主-业主的抵押贷款价格过高,尽管存款增加到7 230亿美元,但是在2024/25年度,它的主要银行用户比例却下降到15.4%。 Westpac acknowledged losing customers at its regional brands—St George Bank, BankSA, and Bank of Melbourne—due to overpriced mortgages for owner-occupiers, causing its share of primary bank users to fall to 15.4% in 2024/25 despite rising deposits to $723 billion. 首席执行官Anthony Miller承认银行未能迅速采取行动,将投资者贷款和定价置于高于市场利率的优先地位。 CEO Anthony Miller admitted the bank failed to act quickly, prioritizing investor loans and pricing above market rates. 该银行报告了69亿美元的利润,下降了1%,贷款增长6%,由于工资和数字升级,支出上升9%。 The bank reported a $6.9 billion profit, down 1%, with loan growth at 6% and expenses up 9% due to wages and digital upgrades. 它正在向一个财团出售其214亿美元的RAMS抵押贷款证券投资组合,该财团包括Pepper Money、KKR和PIMCO,此前曾就ACIC不当行为提起诉讼。 It is selling its $21.4 billion RAMS mortgage portfolio to a consortium including Pepper Money, KKR, and PIMCO after an ASIC lawsuit over misconduct. Westpac宣布了77美分的最后红利,将全年支付额提高到1.53美元,上升1%。 Westpac declared a final dividend of 77 cents, raising the full-year payout to $1.53, up 1%. 环境团体批评其气候报告继续提供石油和天然气融资并削弱森林砍伐保障措施。 Environmental groups criticized its climate report for continuing oil and gas financing and weakening deforestation safeguards.