联合王国计划针对未用养恤金和免税一次总付的一笔总付进行继承税改革,这有可能危及退休保障并引发反弹。 UK plans inheritance tax changes targeting unused pensions and tax-free lump sums, risking retirement security and sparking backlash.

英国家庭在即将到来的秋季预算中面临潜在的继承税变化,劳动政府考虑将IHT扩大到未使用的养老金罐,并可能取消25%的免税一次性总付津贴。 UK households face potential inheritance tax changes in the upcoming Autumn Budget, with the Labour government considering extending IHT to unused pension pots and possibly eliminating the 25% tax-free lump sum allowance. 专家警告这些举动可能会阻碍长期储蓄,迫使退休人员过早提取资金,降低退休保障。 Experts warn these moves could discourage long-term savings and force retirees to withdraw funds prematurely, reducing retirement security. 同时,自2009年和2017年以来冻结的税限大大加重了税收负担,遗产税零税率带现在实际值近504 000英镑。 Meanwhile, frozen tax thresholds since 2009 and 2017 have significantly increased tax burdens, with the inheritance tax nil-rate band now worth nearly £504,000 in real terms. 政府可能需要500亿英镑的新收入, 促使人们仔细审查卫生福利改革, 虽然改革可能会引发中产阶级家庭对天赋的反弹。 The government may need £50 billion in new revenue, prompting scrutiny of IHT reforms, though changes could spark backlash from middle-class families relying on gifting.