奥马储蓄银行的利润在2025年下降,原因是尽管发行债券和信用评级稳定,但利息收入减少、成本上升和贷款下降。 Oma Savings Bank's profit dropped in 2025 due to lower interest income, rising costs, and declining loans, despite a bond issuance and stable credit rating.

Oma储蓄银行报告说,由于净利息收入减少和支出增加,2025年1月至9月,税收前利润从2 760万欧元下降到1 610万欧元。 Oma Savings Bank reported a decline in profit before tax to €16.1 million for January–September 2025, down from €27.6 million, due to lower net interest income and rising expenses. 在人员增长和分支扩展的情况下,成本/收入比率上升到50.1%。 The cost/income ratio rose to 50.1% amid personnel growth and branch expansion. 贷款组合,特别是公司贷款下降17.9%,存款下降0.7%。 Loan portfolios fell, particularly corporate loans by 17.9%, while deposits declined 0.7%. 减值损失减少,但信贷质量仍然受到压力。 Impairment losses decreased, but credit quality remains under pressure. 该银行通过发行2亿欧元的债券和强劲需求加强了偿付能力,并确认努力减少不良贷款。 The bank strengthened solvency by issuing a €200 million bond with strong demand and confirmed efforts to reduce non-performing loans. S&P保持了BBB/A-2级的信用评级,但由于NPL的上升,将前景改为负值。 S&P maintained its credit rating at BBB/A-2 but changed the outlook to negative due to rising NPLs. 该银行强调客户满意度和员工参与。 The bank emphasized customer satisfaction and employee engagement.