越南住房市场过热, 物价飙升, 尽管政府采取了新措施, Vietnam’s housing market is overheating, with soaring prices and slow affordable housing progress despite new government measures.

越南的住房市场正面临着严重的过热问题,主要城市的价格在投机、负担得起的供应有限和监管不力的驱动下猛涨到创纪录的高位。 Vietnam’s housing market is facing severe overheating, with prices in major cities soaring to record highs, driven by speculation, limited affordable supply, and weak regulation. 政府提出了新措施,包括第二和第三套住房的贷款上限、国家经营的在线交易平台,以及规定30%的新项目为经济适用住房,为开发商提供激励措施。 The government has proposed new measures, including loan caps for second and third homes, a state-run online trading platform, and mandating 30% of new projects be affordable housing with incentives for developers. 尽管计划到2030年交付100多万个负担得起的单位,但进展依然缓慢,到2025年9月完成的不足45 000个单位。 Despite plans to deliver over a million affordable units by 2030, progress remains slow, with fewer than 45,000 completed by September 2025. 专家警告说,如果没有更广泛的改革——例如财产税、更好的城市规划和更有力的信贷控制——不平等和金融风险将持续存在。 Experts warn that without broader reforms—such as property taxes, better urban planning, and stronger credit controls—rising inequality and financial risks will persist.