2025年《医疗保健开放录用》于10月15日至12月7日开业;计划选择、成本不同,但预期不会发生重大效益变化。 Medicare Open Enrollment 2025 runs Oct 15–Dec 7; plan choices, costs vary, but no major benefit changes expected.

2026年医疗保险开放入学期为10月15日至2025年12月7日,允许受益人加入或更换计划. Medicare Open Enrollment for 2026 runs October 15 to December 7, 2025, allowing beneficiaries to join or switch plans. 预计D部分的保险费和自付药物费用增加,大约51%的参保者将参加医保福利计划,该计划涵盖A部分、B部分,而且往往包括D部分。 将有大约5 600项优惠计划,在定价和覆盖范围方面各地区有所不同。 Higher premiums and increased out-of-pocket drug costs are expected under Part D, with about 51% of enrollees in Medicare Advantage plans, which cover Parts A, B, and often D. Around 5,600 Advantage plans will be available, with regional variations in pricing and coverage. 受益者应审查提供者网络、公式和总费用。 Beneficiaries should review provider networks, formularies, and total costs. 预计不会出现重大福利或资格变动,但供资决定可能影响长期稳定。 No major benefit or eligibility changes are anticipated, but funding decisions may affect long-term stability. 专家们敦促仔细比较计划,使其与保健需要和预算相匹配。 Experts urge careful plan comparison to match healthcare needs and budgets.