佛罗里达州在2025年将355,000份保险单转移到私营公司,将其投资组合削减42%,以减少纳税人的风险。
Florida moved 355,000 insurance policies to private companies in 2025, cutting its portfolio by 42% to reduce taxpayer risk.
佛罗里达公民财产保险公司(Florida)在2025年向私人保险商转移了355 000份保险单,从1月起,作为降低纳税人财务风险战略的一部分,其投资组合减少了42%。
Florida’s Citizens Property Insurance Corp. has transferred about 355,000 policies to private insurers in 2025, reducing its portfolio by 42% from January, as part of a strategy to lower financial risk for taxpayers.
在国家支持的人口减少努力和市场条件改善的推动下,这一转变导致竞争加剧,17个新的保险公司进入市场,保费对许多房主来说稳定或大幅下降。
The shift, driven by state-backed depopulation efforts and improved market conditions, has led to increased competition, with 17 new insurers entering the market and premiums stabilizing or dropping significantly for many homeowners.
尽管一些政策持有者,特别是固定收入居民,面临更高的成本,但专家指出,由于诉讼改革、打击欺诈行为以及私营部门更大程度的参与,市场正在复苏,鼓励消费者购买更好的价格。
While some policyholders, especially fixed-income residents, face higher costs, experts say the market is recovering due to lawsuit reforms, fraud crackdowns, and greater private sector participation, encouraging consumers to shop for better rates.