津巴布韦的高贷款利率源自严格的中央银行规则, Zimbabwe’s high lending rates stem from strict central bank rules, not bank practices, experts say.

津巴布韦金融专家说,储备银行的严格条例,包括35%的储备要求和非计息资产规则,是高贷款率的主要原因,而不是银行惯例。 Zimbabwean financial experts say the Reserve Bank’s strict regulations, including a 35% reserve requirement and non-interest-bearing asset rules, are the main reason for high lending rates, not bank practices. 在Nyanga会议上,工业领导人指出,这些政策限制了银行的流动性,增加了借贷成本,尽管通货膨胀控制。 At a Nyanga conference, industry leaders cited these policies as limiting bank liquidity and increasing borrowing costs despite inflation controls. 他们呼吁监管者、银行和企业进行协调一致的改革,以纠正系统性低效率现象,稳定金融体系。 They called for coordinated reforms across regulators, banks, and businesses to fix systemic inefficiencies and stabilize the financial system.